​If your company is considering introducing an ESPP to your total rewards program, don’t be mistaken — these plans do work well together. Many companies offer both 401(k) and ESPP programs. If yours does or you are considering introducing an ESPP, participation in one plan should really have no bearing on participation in the other. Strengthen your understanding of this frequently misunderstood topic by learning just how many 401(k) and ESPP assumptions are wrong.